BNPL vs. traditional lending: What works best in Zambia?
You’ve probably heard of Buy Now, Pay Later (BNPL) and traditional loans, but what’s the real difference?
Building a pre-approval flow that doesn’t feel like a trap
A good pre-approval experience shows users exactly what they’re getting, why it matters, and how to proceed without surprises.
Kenya’s licensing of 42 new digital lenders and what it means for credit markets in Africa
Kenya’s licensing of 42 new digital lenders signals a major shift in how credit markets across Africa are evolving. By bringing more players into a regulated framework, the move aims to improve transparency, protect borrowers, and expand access to formal credit. But it also raises important questions about competition, risk management, and market saturation. For lenders across the continent, this development offers both a blueprint for regulation and a reminder that sustainable growth depends not just on scale, but on trust, compliance, and responsible lending practices.