FCCPC sets deadline for compliance
Industry Information

FCCPC sets deadline for compliance

According to the Commission, operators have had sufficient time to adjust. The Regulations took effect on 21 July 2025, so by January 2026, all lenders would have had more than five months to align their practices with the FCCPC.

GSI vs Direct Debit: Similarities and differences
Lending

GSI vs Direct Debit: Similarities and differences

To clear the air and empower lenders to make informed decisions, let’s dive into the nuances between GSI vs direct debit.

A cultural view of loan defaults in South Africa
Industry Information

A cultural view of loan defaults in South Africa

If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.