Categories of low-risk borrowers lenders should target
Saying, “I don't want high-risk borrowers,” is one thing; articulating the low-risk customers you seek is another. We have done the grunt work of identifying and categorizing traditionally low-risk borrowers.
How some Nigerians get into chronic debt, and how to get out
Let's face it – getting caught in a debt spiral is easier than we'd like to admit. Kiki's story shows how quickly a celebration can turn into a financial nightmare. But here's the good news: there's always a way out, even when things seem hopeless.
Effective loan collections for lenders in Namibia
This piece walks through the current loan collection system in Namibia: what’s working, what’s not, and where smart lenders are focusing their energy if they want to stay in the game.