Can medical debt affect your credit even if you’ve paid it off?
Borrower information

Can medical debt affect your credit even if you’ve paid it off?

The hardest part about medical bills is how little control you have over them. They can show up without warning, and once they go to collections, they stay with you.

Why your loan default rate is high and five data points you’re ignoring
Industry Information

Why your loan default rate is high and five data points you’re ignoring

Many lenders blame late payments on “bad borrowers,” but the real problem is often hidden in the data they overlook. This article explains why your default rate is higher than it should be and highlights five powerful data points, often ignored by lenders that can dramatically improve underwriting accuracy, borrower monitoring, and repayment performance.

4 alternative lending channels to reach underserved borrowers
Information

4 alternative lending channels to reach underserved borrowers

Most African countries need easier access to credit. While there has been substantial progress over the past decade, access to finance remains a daunting constraint in Africa. So, how do we connect with these underserved populations and bring credit closer to them?