What breaks first when a lending business starts to scale
This article walks through where lending businesses typically see strain as they scale, why those issues show up, and how to get ahead of them before they slow you down.
A cultural view of loan defaults in Uganda
Ugandaâs experience illustrates that solving the problem of defaults is not simply about adjusting loan terms or improving credit scoring. It requires an understanding of the cultural frameworks that guide how people borrow, how they prioritize repayments, and how they perceive the consequences of failing to meet their obligations.
Nigeriaâs problems will be solved by access to credit
Access to credit has historically been difficult in Nigeria. This is because, for years, big banks were the sole providers of financial services and those banks didnât care too much for retail banking.
