How to assess the risks to a loan application
Information

How to assess the risks to a loan application

The fact that someone has the means to pay their debts doesn’t always mean that they are responsible enough to do it. Credit Reports and Credit Scores are useful tools for weighing in on where an applicant stands when it comes to these two characteristics (ability and willingness to pay).

Frequently Asked Questions about MFB license
FAQs

Frequently Asked Questions about MFB license

This FAQ is written for founders, operators, investors, and lending teams who are either planning to apply for a MFB license or already exploring what running one actually involves.

The rise of retail finance in South Africa and what it means for modern lenders
Lender information

The rise of retail finance in South Africa and what it means for modern lenders

South Africa’s retail finance space needs better execution solutions that work at the margins. This article explores how retail finance in South Africa is evolving and what’s driving the growth.