Does Android still allow lenders to scrap SMS from phones for scoring?
Industry Information

Does Android still allow lenders to scrap SMS from phones for scoring?

The question lenders now ask is simple: does Android still allow loan apps to scrape SMS from users’ phones for credit scoring?

A deep overview of business and SME loans in Ghana
Industry Information

A deep overview of business and SME loans in Ghana

Executive summary In Ghana today, running a small business isn’t just a choice. It’s a means of survival and progress. With over 80% of employment coming from the informal sector, entrepreneurship is often the default path for many Ghanaians, especially the youth. From food sellers to online vendors and fashion designers in Accra, micro and […]

BNPL vs. traditional lending: What works best in Zambia?
Borrower information

BNPL vs. traditional lending: What works best in Zambia?

You’ve probably heard of Buy Now, Pay Later (BNPL) and traditional loans, but what’s the real difference?