Breaking down the 3 Râs of credit and why they still matter
The 3 Râs come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.
How to test a lending platform before committing
This article walks through how lenders and credit providers can realistically test an end to end loan management platform before making a long term commitment.
What are the problems associated with lending money in Nigeria?
Every day, thousands of Nigerian lenders wake up to face a market thatâs equal parts promising and precarious. The nationâs vast population, entrepreneurial spirit, and rapidly growing SME sector make it an attractive ground for credit services. Over 40 million MSMEs account for nearly half of Nigeria’s GDP, and many of these businesses rely on […]
