What Chamas and SACCOs can teach lenders about group lending
Group finance has a reach that many fintechs still underestimate. In Kenya, SACCOs that operate under regulation reported 6.84 million members in 2023, a number that shows how much formal group lending has grown. Beyond that, informal savings groups called chamas are even more widespread. Estimates suggest there are around 300,000 active chamas, each managing […]
How the New FCCPC Regulation Will Shape Consumer Lending: Audience Q&A
We had a vibrant turnout at our recent webinar, “How the New FCCPC Regulation Will Shape Consumer Lending,” with professionals from banks, fintechs, microfinance institutions, cooperative societies, and digital lenders joining us to unpack how Nigeria’s updated consumer-credit rules will impact their businesses. Below is a detailed Q&A capturing the highlights, from compliance and licensing […]
Frequently asked questions about consumer credit in Malawi
This article pulls together clear, research-backed answers to those pressing questions. It doesn’t matter if you’re a first-time borrower, a business professional, or just someone curious about how credit works in Malawi, this guide breaks down the facts, risks, and opportunities.




