Who regulates lending in Namibia?
Borrower information

Who regulates lending in Namibia?

This article breaks down Namibia’s lending regulatory ecosystem; who’s in charge, what their mandates are, and how the system affects borrowers, lenders, and the broader economy.

Why lending platforms cost what they do 
Industry Information

Why lending platforms cost what they do 

If you’ve ever asked for a quote for a lending platform and thought, “That’s higher than I expected,” you’re not alone.

Are lenders evil for charging high interest rates?
Lending

Are lenders evil for charging high interest rates?

The average lender today typically charges 4% — 10% per month (48% — 120% per year). Whoa. It makes you wonder how they recover loans at these rates. At first glance, it seems outrageous, even exploitative but there’s more to the story when you consider the risks and costs lenders face in Nigeria’s financial landscape.