Device finance in Nigeria: A case for BNPL
Growth marketing

Device finance in Nigeria: A case for BNPL

In an era where a smartphone is no longer a luxury but a fundamental tool for economic survival, Nigeria's "affordability gap" has never been wider. With inflation squeezing disposable income, the traditional model of outright cash purchases is being replaced by the rapid rise of Buy Now, Pay Later (BNPL). This shift isn't just about convenience; it’s a strategic response to currency volatility and a lack of traditional credit infrastructure. By leveraging alternative data and "pay-as-you-go" technology, BNPL providers are turning the dream of high-end tech ownership into a manageable monthly reality for millions of Nigerians, ultimately driving the nation's next wave of digital inclusion

What is consumptive credit and why is it so damaging?
Lender information

What is consumptive credit and why is it so damaging?

Understanding how consumptive credit works, and why it behaves the way it does, is important for any lender trying to build a sustainable portfolio.

What do bankers do when they retire?
Industry Information

What do bankers do when they retire?

Anybody ever wonder where bankers go when they hang their suits? What do they do when they retire?