🔄 Top up loans without starting from scratch
Hello there! 👋 It’s July. New month, new quarter, and a new half year. A good point to step back, refocus, and pick up the pace. Whether the last quarter felt like a mad dash or a lazy stroll, the next six months will decide how the year closes. Maybe you need to tighten your […]
How to track and reduce your loan portfolio’s delinquency rate
The delinquency rate measures the share of loans in your portfolio that are past due. In simple terms, it’s the percentage of loans with missed payments (often defined as 30, 60 or 90 days late).
Lending with USSD – opportunities, challenges, and limitations
While access to mobile phones is available, smartphones are not as easy to come by. For this reason, an alternative lending channel like USSD that is easily accessible becomes necessary.