When silence speaks volume: communicating with defaulters 101
Lender information

When silence speaks volume: communicating with defaulters 101

For small and medium lenders, communicating with defaulters is like walking a tightrope. Do it well; you might salvage the relationship and recover your money. Handle it poorly, and you risk losing not just your funds but also your reputation.

How to score a freelancer who doesn’t have a traditional payslip
Lender information

How to score a freelancer who doesn’t have a traditional payslip

This article walks through how to score a freelancer without a traditional payslip. The goal is practical underwriting clarity.

How to get a lending license in South Africa
License

How to get a lending license in South Africa

What started as a tiny tuck shop selling ice-cold drinks for Khaya soon evolved into something much bigger. However, it wasn’t long before customers, in between chatting about football and weekend plans, began to ask for small loans — a few rands here, a couple there, just enough to cover groceries or pay school fees. […]