A cultural view of loan defaults in Rwanda
Industry Information

A cultural view of loan defaults in Rwanda

Any lasting reduction in default rates will depend not only on stricter systems but also on solutions that align with Rwanda’s social norms, communal values, and the realities of how households manage money under varying economic pressures.

Why you should digitize your Ajo lending business
How to

Why you should digitize your Ajo lending business

Digitizing your Ajo lending business can transform how you manage contributions, track loans, and engage members. Moving from manual records to digital tools improves transparency, reduces errors, and makes it easier to monitor repayments in real time. It also enhances trust among members while allowing you to scale operations more efficiently. In an increasingly digital world, embracing technology is no longer optional, it’s key to running a more reliable and sustainable Ajo system.

How to get a money lending license in Zambia
License

How to get a money lending license in Zambia

So, how do you get a money lending license to join banks and non-bank financial institutions (NBFIs) in meeting the credit needs in Zambia? You’re in the right place.