How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

How to score a freelancer who doesn’t have a traditional payslip
Lender information

How to score a freelancer who doesn’t have a traditional payslip

This article walks through how to score a freelancer without a traditional payslip. The goal is practical underwriting clarity.

What to consider when setting up a payday loan software
How to

What to consider when setting up a payday loan software

Payday loans are short-term loans that help borrowers bridge the gap between paychecks. Essentially, a Payday loan is any loan that’s tied to a salary date. Now, let’s take a look at some things to consider when setting up payday loan software