A deep overview of consumer credit in Botswana
Industry Information

A deep overview of consumer credit in Botswana

This report explores these developments in depth and presents a narrative-driven overview of Botswana’s consumer lending journey over the past five years.

Use multiple credit bureaus to double your protection
Industry Information

Use multiple credit bureaus to double your protection

Relying on a single credit bureau can leave gaps in how you assess borrower risk. By using multiple credit bureaus, lenders gain a more complete view of a borrower’s financial behavior, helping to uncover inconsistencies, reduce blind spots, and improve decision accuracy. This layered approach not only strengthens fraud detection but also enhances confidence in credit decisions, making it a powerful strategy for lenders looking to protect their portfolio and lend more responsibly.

When to adopt a collection system and when manual follow-up works better
Growth marketing

When to adopt a collection system and when manual follow-up works better

The decision to move from manual follow up to an automated collection system depends on a mix of volume, customer segments, and the type of engagement the lender wants to maintain.