Offline lending vs online lending: pros and cons
Industry Information

Offline lending vs online lending: pros and cons

Not to declare one better than the other, but offline and online lending have their benefits and drawbacks.

Frequently Asked Questions on Credit Reporting
FAQs

Frequently Asked Questions on Credit Reporting

Here are some of the most frequently asked questions about credit reporting that lenders or prospective lenders (especially in Africa) should keep in mind.

Bank of Ghana’s new licensing rule for digital lenders
Industry Information

Bank of Ghana’s new licensing rule for digital lenders

The Bank of Ghana has officially announced a new phase in digital credit regulation. Starting November 3, 2025, the central bank will begin accepting applications from entities seeking to operate as Digital Credit Service Providers. This includes every mobile loan application, digital lender, or fintech company offering credit services through apps or online platforms. Existing […]