Expand your lending business with customer incentives
Customer incentives can be a powerful lever for growing a lending business when used strategically. From interest rate discounts and referral bonuses to flexible repayment rewards, the right incentives can attract new borrowers while encouraging repeat usage. But beyond acquisition, incentives also shape borrower behavior and loyalty, making it important to design them in a way that supports both growth and risk management. When aligned with your overall strategy, they can help you scale sustainably without compromising profitability.
Top 5 loan apps for 5000 Ksh in Kenya 2026
Thing is, accessing 5000 Ksh quickly can be tough. Banks might not lend such small amounts without long approval processes, and asking friends or family can be awkward. That’s where loan apps step in
What is the National Credit Guarantee Company (NCGC)
So when the Federal Government of Nigeria announced the establishment of the National Credit Guarantee Company Limited (NCGC), expectations were naturally high, but so was the skepticism.