A cultural view of loan defaults in Malawi
How to

A cultural view of loan defaults in Malawi

Executive Summary Between 2019 and 2024, Malawi has seen both a rapid expansion in personal lending and a growing struggle with defaults. While commercial banks, microfinance institutions (MFIs), savings and credit cooperatives (SACCOs), village savings and loan associations (VSLAs), and new digital lenders have opened up access to credit, many Malawians still find it difficult […]

How direct debit works in Kenya
Lender information

How direct debit works in Kenya

This report provides a deep dive into the direct debit ecosystem in Kenya from 2019 to 2024. It examines the regulatory framework governing the system, identifies key players shaping its evolution, and explores the various use cases that have driven its adoption.

How P2P lending loans differ from traditional digital lending
Industry Information

How P2P lending loans differ from traditional digital lending

Discover the differences between P2P lending and traditional digital lending. This in-depth analysis explains why both models coexist and who they serve best.