How direct debit works in Malawi
Industry Information

How direct debit works in Malawi

This report provides a deep dive into the direct debit ecosystem in Malawi from 2019 to 2024. It also examines the regulatory framework governing the system.

The risks and benefits of mobile apps for financial inclusion
Industry Information

The risks and benefits of mobile apps for financial inclusion

Mobile apps have become a powerful tool for advancing financial inclusion, bringing credit, savings, and payment services closer to underserved populations. By lowering barriers to access and simplifying user experiences, they enable more people to participate in the financial system. However, this rapid expansion also introduces risks, including data privacy concerns, over-indebtedness, and the rise of unregulated or predatory platforms. Understanding both the opportunities and the challenges is essential for building solutions that are not only accessible, but also safe and sustainable.

3 African countries making progress in Open Banking
Industry Information

3 African countries making progress in Open Banking

Right now, your bank holds all your financial data: how much you earn, what you spend, your loan history, and more. Open Banking changes that.