What are the three C’s of credit and how do lenders actually use them?
Borrower information

What are the three C’s of credit and how do lenders actually use them?

Understanding this framework is useful for lenders and equally strategic for borrowers. Knowing how the three C’s are weighed provides insight into what strengthens or weakens an application.

Lidya vs Evolve Credit vs Lendsqr
Product

Lidya vs Evolve Credit vs Lendsqr

After exploring each of these platforms thoroughly, here's how the Lidya vs. Evolve Credit vs. Lendsqr showdown turned out.

How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.