How to get a lending license in South Africa
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How to get a lending license in South Africa

What started as a tiny tuck shop selling ice-cold drinks for Khaya soon evolved into something much bigger. However, it wasn’t long before customers, in between chatting about football and weekend plans, began to ask for small loans — a few rands here, a couple there, just enough to cover groceries or pay school fees. […]

Why many finance execs turn to entrepreneurship after retirement
How to

Why many finance execs turn to entrepreneurship after retirement

Retirement looks different these days. For people in their late 50s and 60s, stepping away from a corporate role doesn't automatically mean leisure and grandkids.

What are the three C’s of credit and how do lenders actually use them?
Borrower information

What are the three C’s of credit and how do lenders actually use them?

Understanding this framework is useful for lenders and equally strategic for borrowers. Knowing how the three C’s are weighed provides insight into what strengthens or weakens an application.