How to report unethical lenders
There are good and responsible lenders who recover loans ethically, but bad ones exist, too. If you find yourself a victim of predatory and unlawful lending practices, you can seek redress
How automated underwriting systems speed up loan approvals without raising risk
Loan approvals have always depended on how quickly lenders can understand an applicant’s financial story. The work is demanding because the volumes keep rising, the customer expectations get sharper every year, and regulators watch every detail. Many lenders in Africa also operate in markets where data gaps still exist, so there is constant pressure to […]
What is the Credit Card Act and why was it introduced?
In the years before 2009, credit cards had become one of the most common forms of consumer borrowing in the United States. By 2008, household credit card debt had climbed past $900 billion, according to Federal Reserve data, and card issuers were enjoying some of their most profitable years. The business model was clear: interest […]


