What collateral options exists for business loans
Borrower information

What collateral options exists for business loans

Most business owners think "collateral" means a house or a car, and if they don't have those, they assume they're out of the game. But the reality of lending in 2026 is much broader. From the equipment you use every day to the invoices your customers haven't paid yet, your business is likely sitting on assets you didn't even know you could leverage. We’re breaking down the actual collateral options available today, so you can stop guessing and start securing the capital your business actually needs to grow.

Ethical ways to recover loans
Growth marketing

Ethical ways to recover loans

Recovering loans ethically is one of the toughest challenges Nigerian lenders face. Contrary to common assumptions, the biggest obstacle isn’t funding, technology, or regulation, it’s the alarming reality that many Nigerians simply don’t pay back their loans. While financial hardship plays a part, a significant number of borrowers are willfully reluctant to repay. This article explores ethical, effective strategies lenders can use to recover loans without resorting to harassment or illegal practices.

Frequently asked questions on USSD channel for loans
Lender information

Frequently asked questions on USSD channel for loans

This FAQ explains how the USSD loan channel works, what users can do on it, and what to know when troubleshooting or setting it up.