Frequently asked questions about SME loans
Get answers to the most common questions about SME loans, including eligibility, interest rates, and how to improve your chances of approval.
Who regulates lending in South Africa?
This article unpacks the key regulators involved in South Africa’s lending sector, what each one does, and why their roles matter now more than ever.
How to identify fake or predatory loan apps
As digital lending expands, so does the risk of fake or predatory loan apps targeting unsuspecting borrowers. These platforms often use misleading terms, aggressive collection tactics, and hidden charges to exploit users. Knowing how to spot warning signs, such as lack of transparency, excessive permissions, and unregulated operations, is essential for both borrowers and lenders. Identifying these red flags early can help prevent financial harm and promote a safer, more trustworthy lending ecosystem.

