Breaking down the 3 R’s of credit and why they still matter
The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.
5 financial mistakes African immigrants make in their first year abroad
Moving abroad is exciting but costly if you’re unprepared. Here are five common financial mistakes African immigrants make and how to stay ahead.
Why lenders and borrowers need credit-life insurance
Credit-life insurance is a solid alternative for lending institutions to protect themselves against borrower default due to unforeseen life circumstances.


