How to track and reduce your loan portfolioâs delinquency rate
The delinquency rate measures the share of loans in your portfolio that are past due. In simple terms, itâs the percentage of loans with missed payments (often defined as 30, 60 or 90 days late).
The risks and benefits of mobile apps for financial inclusion
Read about the pros and cons of using mobile apps as a tool for financial inclusion
Get bank accounts and statements of your borrowers. Almost free.
Lending is a game of data â if you know as much as possible about your customer, you can make a good decision about if to give a loan, how much to give, or even for how long to give or not to give. However, getting this data is harder than breaking a coconut with […]
