What are lending APIs and how do you get them?
Engineering

What are lending APIs and how do you get them?

Lending APIs are specialised APIs within the financial system designed specifically for lenders, who use them in part or in whole to decide loan approvals, onboard new borrowers, disburse loans, and collect repayments.

5 issues that lenders have with Nigerian credit bureaus
Industry Information

5 issues that lenders have with Nigerian credit bureaus

Before Nigerian credit bureaus were created, banks operated as lone wolves, reluctant to share credit information with third parties. They also didn’t have ways of knowing if a borrower had unpaid loans with other banks/financial institutions. As such, borrowers could easily secure multiple loans and cart away funds from different institutions without the lenders knowing. […]

šŸ’” Give your customers flexible access to funds with overdraft

šŸ’” Give your customers flexible access to funds with overdraft

Hello there! šŸ‘‹ Happy new month and welcome to September! šŸŒž Two thirds of the year are already behind us. Back in January, many of us set ambitious plans and goals; September is the time to bring those intentions full circle, measure results, and push forward to finish strong. šŸ’Ŗ For us at Lendsqr, it’s […]