Breaking down the 3 R’s of credit and why they still matter
Lender information

Breaking down the 3 R’s of credit and why they still matter

The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.

5 reasons why you should embed credit into your products and services
Lending

5 reasons why you should embed credit into your products and services

Even the most compelling marketing efforts can fail if consumers lack the means to pay. This is where embed credit becomes indispensable. 

What collateral options exist for SME loans?
Growth marketing

What collateral options exist for SME loans?

This article breaks down the collateral options that actually exist for SME loans in African markets today, focusing on what lenders accept in practice, how these options behave during default, and what trade offs come with each approach.