A borrowerâs right to data privacy is not negotiable
A borrowerâs right to data privacy is not negotiable. Nothing gets your heart racing several miles per minute like the chance that you may not recover your loans, but that fear can never justify invading a borrowerâs privacy. Responsible lending means collecting only the data you truly need and nothing more. Borrowers privacy is a fundamental right, and it must never be compromised.
Breaking down the 3 Râs of credit and why they still matter
The 3 Râs come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.
How the new FCCPC rules will reshape digital lending in Nigeria
Discover key insights from our webinar on the new FCCPC regulations for lenders. Learn how the changes impact lending practices in Nigeria.
