What is consumptive credit and why is it so damaging?
Lender information

What is consumptive credit and why is it so damaging?

Understanding how consumptive credit works, and why it behaves the way it does, is important for any lender trying to build a sustainable portfolio.

Hurdles to scale to become a lender
Growth marketing

Hurdles to scale to become a lender

Becoming a lender is full of promise, but the road to scale is anything but simple. From compliance demands to data limitations, operational gaps, and the constant pressure to maintain healthy portfolios, new lenders face challenges that can quickly stall growth. Understanding these hurdles is the first step to building a lending business that is sustainable, competitive, and built to last.

Tala vs Zenka – which is the best in Kenya
Borrower information

Tala vs Zenka – which is the best in Kenya

If you live in Kenya, you’ve probably had that moment when something unexpected comes up, and suddenly, you need cash fast. Maybe it’s an emergency medical bill, a school fee deadline, or a small business expense that can’t wait. This is where mobile loan apps like Tala and Zenka come in, promising a simple solution […]