A cultural view of loan defaults in Rwanda
Any lasting reduction in default rates will depend not only on stricter systems but also on solutions that align with Rwandaâs social norms, communal values, and the realities of how households manage money under varying economic pressures.
All you need to know about core banking applications
So what exactly is a core banking system? At its most basic, itâs the central software platform banks use to manage customer accounts, process transactions, handle deposits and withdrawals, and oversee everything from loan disbursements to compliance checks.
Credit bureaus not enough? Try these alternatives
Credit bureaus are supposed to be the backbone of the lending process, yet they often fall short. Letâs explore three other alternatives
