Why GSI fails for borrowers with unpredictable income
Today, we’ll be highlighting three major challenges lenders may encounter when using GSI to recover loans from borrowers with unpredictable income:
Meet Adjutor: Your critical support for making better credit decisions
Nothing scares a lender more than giving loans to someone who doesn’t make the cut right from the start due to lack of affordable API service. Having sufficient data provides lenders with better assurance when lending to borrowers with a credible history of repayment. Unfortunately, as much as data and algorithms are good for smart […]
Why you should digitize your Ajo lending business
Savings and investment have been an integral part of our local community from pre-colonial times. This largely due to the communal nature of the African community – we naturally tend to look out for each other, even where finances are concerned. The advent of formal and structured financing avenues have not completely substituted the thrift […]