All you need to set up a student loan software
In most advanced countries, student loans are the norm, allowing almost everyone to attend university. Sadly, thatโs yet to be the case in Nigeria.ย
How the bad debt expense formula helps lenders track risk
What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.
How to choose your first lending niche
Choosing your first lending niche is one of the most important decisions when starting a lending business. Rather than trying to serve everyone, successful lenders often begin by focusing on a specific market such as salary earners, small businesses, students, traders, or asset-backed borrowers. The right niche depends on factors like customer demand, risk profile, competition, and your ability to understand and serve that segment well. Starting with a clear niche can help you build stronger products, manage risk better, and grow more strategically.


