🔄 Top up loans without starting from scratch
What’s Better? 🧭 Guide your customers when adding payment methods Let’s face it, not every customer has a ready-to-go payment method when trying to save or apply for a loan. Sometimes, they need a little direction. Now, you can add your own custom instructions right where they’re adding payment methods. Include helpful tips, direct CTAs, […]
Lenders battle against fraudsters; a case for an industry blacklist
As digital lending surges in Nigeria, fraud has quietly become one of the industry’s biggest threats, with coordinated identity theft and serial loan defaulters overwhelming individual lenders who battle in isolation. The danger isn’t unique. Kenya offers a stark warning, with an estimated 3.2 million people blacklisted on the country’s TransUnion credit bureau. Without a unified industry blacklist to identify and curb repeat offenders, Nigerian lenders risk following the same path, continually staying several steps behind increasingly sophisticated fraudsters.
MPowa Finance vs Wonga: which is the best in South Africa
The truth is that neither is perfect. MPowa is strict but fast. Wonga is flexible but requires proof. Choosing between them isn’t about which app sounds better, but which one fits your financial reality?