A cultural view of loan defaults in Kenya
Executive summary From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]
Choosing between loan origination software and a full loan management suite
Should you adopt a loan origination software or commit to a full loan management suite?
How we used AWS to build our identity and liveness system
Identity verification and liveness checks are central to lending. Learn how we used AWS to build our identity and liveness system.


