The risks and rewards of offering BNPL as a lender
Growth marketing

The risks and rewards of offering BNPL as a lender

Buy Now Pay Later has become one of the fastest-growing credit products, and lenders everywhere understand why.

Everything to know about the Nigeria credit reporting act
Credit Laws

Everything to know about the Nigeria credit reporting act

This article provides an explanation of the Credit Reporting Act. It stays close to the law while focusing on how the provisions affect lenders in practice.

How to choose your first lending niche
Industry Information

How to choose your first lending niche

Choosing your first lending niche is one of the most important decisions when starting a lending business. Rather than trying to serve everyone, successful lenders often begin by focusing on a specific market such as salary earners, small businesses, students, traders, or asset-backed borrowers. The right niche depends on factors like customer demand, risk profile, competition, and your ability to understand and serve that segment well. Starting with a clear niche can help you build stronger products, manage risk better, and grow more strategically.