A cultural view of loan defaults in Tanzania
This article presents a comprehensive cultural and behavioral analysis of loan defaults in Tanzania, drawing on Central Bank data, academic research, case studies, and media reports to offer an accessible, nuanced understanding of this critical issue.
How to get a lending license in Cameroon
Whether you aim to help entrepreneurs gain access to credit or empower individuals with personal loans, this guide will equip you with the knowledge needed to get a Cameroon lending license
Lenders battle against fraudsters; a case for an industry blacklist
As digital lending surges in Nigeria, fraud has quietly become one of the industry’s biggest threats, with coordinated identity theft and serial loan defaulters overwhelming individual lenders who battle in isolation. The danger isn’t unique. Kenya offers a stark warning, with an estimated 3.2 million people blacklisted on the country’s TransUnion credit bureau. Without a unified industry blacklist to identify and curb repeat offenders, Nigerian lenders risk following the same path, continually staying several steps behind increasingly sophisticated fraudsters.