Why Nigerian banks will never win the consumer credit game
Lending

Why Nigerian banks will never win the consumer credit game

Consumer lending is basically loans to individuals, like me and you, to purchase goods and services. Of the forms of consumer lending, credit cards are perhaps the most popular. Yet, if you’re a Nigerian reading this, that last sentence is not very relatable, mostly because not only is consumer lending uncommon in Nigeria, credit card […]

How to get your FCCPC license as a Nigerian digital lender
How to

How to get your FCCPC license as a Nigerian digital lender

The FCCPC license is regarded as one of the toughest licenses to get in Africa. But we’ve done the grunt work of putting together all the necessary requirements and information you need to obtain your mandatory FCCPC license. 

How to design a customer centric lending product
How to

How to design a customer centric lending product

The importance of having your products suited to the needs of customers is often understated. A good product is one which fits/ addresses specific needs of the market. It’s almost impossible to gain market share or domination without tailoring one’s offerings to the needs of customers. Achieving customer-centric product design requires an intimate understanding of […]