How we built Oraculi to help lenders make informed decision
Company

How we built Oraculi to help lenders make informed decision

At the core of any loan management software is a decisioning system that helps a lender decide whether a loan should be given. Ours? Oraculi.

How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

Why Nigerians don’t pay their loans
Lending

Why Nigerians don’t pay their loans

The frustration that comes from not being able to recover money because Nigerians don’t pay back their loans isn’t debatable. But, why don’t Nigerians pay back their loans?