What are lending APIs and how do you get them?
Engineering

What are lending APIs and how do you get them?

Lending APIs are specialised APIs within the financial system designed specifically for lenders, who use them in part or in whole to decide loan approvals, onboard new borrowers, disburse loans, and collect repayments.

How big is the addressable market for consumer loan in Nigeria?
Lending

How big is the addressable market for consumer loan in Nigeria?

Nigeria's 200 million population offers a vast potential for consumer loans, yet much of this market remains underserved. From rising digital lending adoption to evolving fintech innovations, the opportunities for lenders are enormous. This guide explores the size of the addressable market for consumer loans in Nigeria and outlines strategies to tap into this growing and lucrative sector.

Frequently Asked Questions about Mortgages
FAQs

Frequently Asked Questions about Mortgages

Despite their prevalence, mortgages remain confusing for many. People ask whether they can qualify with irregular income, how interest really affects repayments over decades, and what happens if life throws an unexpected curveball. Lenders, on the other hand, wrestle with balancing risk, keeping up with regulations, and monitoring loans across multiple borrowers and markets. This […]