How to assess the risks to a loan application
Information

How to assess the risks to a loan application

The fact that someone has the means to pay their debts doesn’t always mean that they are responsible enough to do it. Credit Reports and Credit Scores are useful tools for weighing in on where an applicant stands when it comes to these two characteristics (ability and willingness to pay).

Equipment finance in South Africa: How lenders can tap into this growing market
Lender information

Equipment finance in South Africa: How lenders can tap into this growing market

Equipment finance refers to the various lending arrangements that allow businesses to acquire the tools they need such as machinery, vehicles, generators, IT hardware, or medical devices without having to make large upfront payments.

A deep overview of consumer credit in Kenya
Industry Information

A deep overview of consumer credit in Kenya

Whether you’re a driver juggling M-Shwari and Fuliza, a kiosk owner weighing whether to borrow from your chama or a loan app, or a policymaker trying to keep up with the pace of lending, this report is for you.