How the bad debt expense formula helps lenders track risk
What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.
How we built Oraculi to help lenders make informed decision
At the core of any loan management software is a decisioning system that helps a lender decide whether a loan should be given. Ours? Oraculi.
Your core banking system isnāt your loan management system. Hereās the difference
If you have spent any meaningful amount of time in lending, you have likely heard someone ask the question, āCanāt our core banking system handle loans too?ā On the surface, it seems like a fair point. Loans are essentially account balances. When a customer takes out a loan, the system records the disbursed amount as […]

