Should I lend to this customer? A guide to risk assessment
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Should I lend to this customer? A guide to risk assessment

Every lending decision begins with a critical question: should you lend to this customer? The answer requires more than intuition, it depends on evaluating income, repayment capacity, credit history, existing obligations, and overall risk signals. Effective risk assessment helps lenders separate opportunity from avoidable loss, making it possible to grow responsibly while protecting the loan portfolio. With the right framework, lenders can make faster, smarter, and more consistent credit decisions.

How to get a student loan in South Africa
Borrower information

How to get a student loan in South Africa

In this article, we’ll help you figure out the right loan options as a student in South Africa and give you a breakdown of what you need to know.

How to verify borrower’s ID
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How to verify borrower’s ID

In a country where there’s a huge consumer credit gap, high inflation and poverty rates, loans are definitely in high demand. As a lender, this means you get a high influx of loan applications daily. And guess what? You have to verify the identities of every single borrower that passes through your funnel. Character is […]