Credit bureaus, credit scoring, and payments providers for lenders in Ghana
Credit bureaus are the gatekeepers of reliable data, and in a place like Ghana, where non-performing loans (NPLs) hover around 24.3% according to CEIC data, data accuracy isn’t just helpfulâitâs non-negotiable. With access to transparent borrower data, lenders are no longer flying blindâthey can effectively sift out high-risk borrowers and reduce default rates, turning chaos […]
How to get a student loan in the US as an international student from Kenya
Getting a student loan to study in the U.S. as a Kenyan might seem like a maze at first but itâs definitely doable. In this guide, we've provided practical info to help you figure out how to finance your US studies without losing your mind or your wallet.
How to fix common causes of delinquency in your lending portfolio
Loan delinquency is one of those issues every lender plans for, budgets around, and still worries about. It shows up at first as a few missed repayments here and there, then starts to spread across segments if it is not addressed early.

