What is escrow-based lending?
How to

What is escrow-based lending?

At its core, escrow-based lending is a financial arrangement where a neutral third party holds funds, documents, or assets on behalf of both lender and borrower, and only releases them when predefined conditions are met.

How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

3 reasons why direct debit hasn’t become a hit in Nigeria
Industry Information

3 reasons why direct debit hasn’t become a hit in Nigeria

We've championed direct debit as a better solution for loan repayments and recovery. For its efficiency and simplicity.