What factors affect loan interest rates?
Growth marketing

What factors affect loan interest rates?

But here's the thing: interest rates aren't plucked out of thin air. Many factors shape them. Things you and I might not think about when we're in the heat of the moment.

Frequently asked questions about alternative credit scoring
Industry Information

Frequently asked questions about alternative credit scoring

The traditional credit score is a relic of an era that didn’t understand how modern people actually move money. If you’ve ever wondered how your utility bills, airtime purchases, or even your social media footprint could help you get a loan, you’re looking at alternative credit scoring. We’re answering the real questions about how this data is collected, whether it’s actually secure, and why it’s finally making "unbanked" a term of the past.

An overview of loan management software in Kenya
Industry Information

An overview of loan management software in Kenya

This report looks at how loan management software works, why it matters to everyday Kenyans, and how adoption has grown over the past five years.