A cultural view of loan defaults in Tanzania
This article presents a comprehensive cultural and behavioral analysis of loan defaults in Tanzania, drawing on Central Bank data, academic research, case studies, and media reports to offer an accessible, nuanced understanding of this critical issue.
Answering your most asked questions
As requested, here are answers to some of the most frequently asked questions about your go to financial management app, Kolo.
What collateral options exist for SME loans?
This article breaks down the collateral options that actually exist for SME loans in African markets today, focusing on what lenders accept in practice, how these options behave during default, and what trade offs come with each approach.

