What data do credit bureaus collect from lenders?
Industry Information

What data do credit bureaus collect from lenders?

This article breaks down the specific categories of data that lenders report to credit bureaus across Africa. It focuses strictly on lender supplied data, not how bureaus score it or how lenders later consume it.

What are payday loans and how to make the best of them?
Borrower information

What are payday loans and how to make the best of them?

Payday loans are not perfect, but let’s talk about how payday loans work and how to use them wisely.

A cultural view of loan defaults in Malawi
How to

A cultural view of loan defaults in Malawi

Executive Summary Between 2019 and 2024, Malawi has seen both a rapid expansion in personal lending and a growing struggle with defaults. While commercial banks, microfinance institutions (MFIs), savings and credit cooperatives (SACCOs), village savings and loan associations (VSLAs), and new digital lenders have opened up access to credit, many Malawians still find it difficult […]