What is a decisioning engine?
Industry Information

What is a decisioning engine?

Discover what a decisioning engine is, how it works in lending, and why it’s transforming credit decision-making. Learn how AI-driven automation improves accuracy and speed in loan approvals.

BNPL vs. traditional loans: What works best for US immigrants?
Borrower information

BNPL vs. traditional loans: What works best for US immigrants?

BNPL and traditional loans aren’t inherently good or bad for immigrants, the real challenge is navigating systems that weren’t designed with their realities in mind. What matters most isn’t which product you pick today, but how each decision fits into a broader plan to build autonomy and survive in the U.S. economy, and own your place in it.

How open banking affect credit bureaus in Nigeria
Industry Information

How open banking affect credit bureaus in Nigeria

This article breaks down how open banking is already influencing credit bureaus in Nigeria, what lenders are seeing today, and how the relationship between open banking and credit reporting is likely to evolve in the near future.