What is a decisioning engine?
Discover what a decisioning engine is, how it works in lending, and why itâs transforming credit decision-making. Learn how AI-driven automation improves accuracy and speed in loan approvals.
BNPL vs. traditional loans: What works best for US immigrants?
BNPL and traditional loans arenât inherently good or bad for immigrants, the real challenge is navigating systems that werenât designed with their realities in mind. What matters most isnât which product you pick today, but how each decision fits into a broader plan to build autonomy and survive in the U.S. economy, and own your place in it.
How open banking affect credit bureaus in Nigeria
This article breaks down how open banking is already influencing credit bureaus in Nigeria, what lenders are seeing today, and how the relationship between open banking and credit reporting is likely to evolve in the near future.

