Why African lenders need different risk models than Western lenders
How to

Why African lenders need different risk models than Western lenders

To make lending sustainable and fair, African lenders need models that recognize these realities instead of trying to fit them into assumptions that belong elsewhere.

BVN is great, but here are 5 ways CBN can make it better
Industry Information

BVN is great, but here are 5 ways CBN can make it better

Creating BVN was a commendable first step, but if it doesn’t evolve with technology, it risks becoming  more bureaucratic than valuable.

7 loan apps in Malawi with low interest
Borrower information

7 loan apps in Malawi with low interest

This article breaks down the factors that determine loan affordability. It explains how to read conditions beyond the headline rate, spot when fees outweigh benefits, and weigh repayment schedules against cash flow or salary cycles.