How to finance your first car as an immigrant in Canada
Borrower information

How to finance your first car as an immigrant in Canada

Whether you’re planning to buy outright, take out a loan, or go through a dealership, there are a few things every new  immigrant in Canada should know before they sign anything or hand over a single dollar.

Why Nigerian banks will never win the consumer credit game
Credit Laws

Why Nigerian banks will never win the consumer credit game

Nigerian banks have never been equipped to win the consumer credit game. Their rigid lending practices, heavy collateral requirements, and deep-rooted aversion to retail risk keep everyday borrowers locked out. Fintechs are filling the gap with faster, more flexible solutions, while banks remain stuck in outdated models. Now that we know how important consumer credit is and why it matters, why are banks so ill-qualified to solve the problem?

BNPL vs. traditional lending: What works best in Kenya?
Lender information

BNPL vs. traditional lending: What works best in Kenya?

While both BNPL and traditional lending provide access to needed funds, they operate under different models, offer distinct benefits, and carry unique risks.