How lenders should prepare for the new credit guarantee era
Industry Information

How lenders should prepare for the new credit guarantee era

The following guidance grounded in NCGC’s own structure, principles and announcements explains how banks and fintechs can get ready internally, shape the right loan offerings, align their credit and risk frameworks, educate borrowers, and coordinate across teams for this new guarantee-driven lending ecosystem.

How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

Top 5 loan apps for 5,000 pesos in Philippine 2025
Borrower information

Top 5 loan apps for 5,000 pesos in Philippine 2025

In this article, we’ll explore the top 5 loan apps in the Philippines that can provide ₱5,000 in no time. Whether you’re covering rent, fixing something around the house, or simply catching up on unexpected costs, there’s an app tailored to your needs.