Loan business vs. Lending business: A difference every lender should know
One is run as a corporate machine with risk and compliance models, and the other is based on flexibility, personal contact, and sometimes punitive penalties for non-repayment.
How to get a lending license in Botswana
Getting a lending license in Botswana isn’t just about numbers and regulations; it’s about the people—the father trying to send his child to university, the entrepreneur wanting to open another branch, or the farmer needing equipment. The lending market in Botswana is at a fascinating intersection of opportunity and demand. There are currently 185 micro-lenders […]
All you need to know about alternative credit scoring
By moving beyond traditional credit reports, lenders can tap into new data sources to get a fuller, fairer picture of a borrower’s financial health.
