A cultural view of loan defaults in Malawi
How to

A cultural view of loan defaults in Malawi

Executive Summary Between 2019 and 2024, Malawi has seen both a rapid expansion in personal lending and a growing struggle with defaults. While commercial banks, microfinance institutions (MFIs), savings and credit cooperatives (SACCOs), village savings and loan associations (VSLAs), and new digital lenders have opened up access to credit, many Malawians still find it difficult […]

LetsGo vs ExpressCredit: which is the best in Botswana
Borrower information

LetsGo vs ExpressCredit: which is the best in Botswana

LetsGo and ExpressCredit are solving different problems for different people in Botswana. If you’ve ever found yourself unsure about where to borrow or you simply want to get smarter about your options, this article is for you.

All you need to know about alternative credit scoring
Industry Information

All you need to know about alternative credit scoring

By moving beyond traditional credit reports, lenders can tap into new data sources to get a fuller, fairer picture of a borrower’s financial health.