A cultural view of loan defaults in Kenya
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A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]

How Artificial Intelligence (AI) can transform lending
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How Artificial Intelligence (AI) can transform lending

It’s lending’s turn to experience this breakthrough, with companies like Lendsqr leading the charge. So, how will AI transform lending? Let's explore three key ways:

How P2P lending loans differ from traditional digital lending
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How P2P lending loans differ from traditional digital lending

Discover the differences between P2P lending and traditional digital lending. This in-depth analysis explains why both models coexist and who they serve best.