Why gig workers are denied loans, and how better credit scoring helps
Industry Information

Why gig workers are denied loans, and how better credit scoring helps

The structure of the global economy is shifting. More people are working short-term gig, freelancing, and relying on digital platforms to earn a living.

BNPL vs. traditional loans: What works best for US immigrants?
Borrower information

BNPL vs. traditional loans: What works best for US immigrants?

BNPL and traditional loans aren’t inherently good or bad for immigrants, the real challenge is navigating systems that weren’t designed with their realities in mind. What matters most isn’t which product you pick today, but how each decision fits into a broader plan to build autonomy and survive in the U.S. economy, and own your place in it.

The need for financial models to build a successful loan business
Information

The need for financial models to build a successful loan business

Financial models perform as business GPS for lenders to avoid roadblocks and predict financial performance. But there are more ways they empower lenders.