A state of emergency! Without student loans, Nigeria has no future
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A state of emergency! Without student loans, Nigeria has no future

Student loans are the bridge between potential and success in many parts of the world. Yet the cost of acquiring education has become increasingly prohibitive for many Nigerian families.

A1 Credit: Using digital channels to give loans to Nigerians and SMEs
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A1 Credit: Using digital channels to give loans to Nigerians and SMEs

A1 Credit is part of a growing shift in Nigeria’s lending space, where digital channels are being used to reach individuals and small businesses that traditional systems often overlook. By moving loan applications, verification, and disbursement online, lenders can respond faster to demand while working with limited credit histories and informal income patterns. This article looks at how A1 Credit approaches digital lending, the role of alternative data and automated decisioning, and what this means for Nigerians and SMEs seeking more accessible and responsive financing options.

How to get a lending license in Botswana
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How to get a lending license in Botswana

Getting a lending license in Botswana isn’t just about numbers and regulations; it’s about the people—the father trying to send his child to university, the entrepreneur wanting to open another branch, or the farmer needing equipment. The lending market in Botswana is at a fascinating intersection of opportunity and demand. There are currently 185 micro-lenders […]