How to get started as a lender in Kenya
How to

How to get started as a lender in Kenya

Believe it or not, there are approximately 7.4 million MSMEs in Kenya struggling to access credit, desperately waiting for you to decide to set up shop as a lender in Kenya. Getting started as a lender in Kenya means stepping into a market with a $1.1 billion credit gap. If you’re worried about competition, know […]

How lenders decide whether to approve your loan
Industry Information

How lenders decide whether to approve your loan

Loan approval decisions are rarely based on a single factor. Lenders typically assess a combination of income, repayment history, existing debt, credit behavior, and the level of risk a borrower presents. Some may also consider employment stability, cash flow patterns, or alternative data depending on the product and market. Understanding how these decisions are made can help borrowers prepare stronger applications, while giving lenders a clearer framework for making fair and responsible credit choices.

How lending software for small lenders levels the playing field with big banks
Lender information

How lending software for small lenders levels the playing field with big banks

Banks used to win by size because lending rewarded scale: large banks employed armies of underwriters, maintained branches in every district, and stored customer records in costly legacy systems that slowed change and hid useful data. Small lenders could move faster in a neighbourhood or a niche, yet that speed rarely translated into wide reach […]