Why using bank statements is important for loan decisions
Bank statements have proven to be a solid tool for assessing a borrower’s capacity to take a loan. Sometimes, it may even be a means of assessing their character as well (Interesting right? Stay tuned).
The impact of AI in loan underwriting and collections in Zambia
Zambia's loan underwriting methods can't keep pace with the country’s financial needs. This article explores how AI is being applied to underwriting and collections in Zambia, the limitations it seeks to solve, and the opportunities it presents for building a better financial system.
How we used AWS to build our identity and liveness system
Identity verification and liveness checks are central to lending. Learn how we used AWS to build our identity and liveness system.
