A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]

Best loan management software for Ghanaian lenders: Lendsqr vs. Business Warrior
Lender information

Best loan management software for Ghanaian lenders: Lendsqr vs. Business Warrior

Without the right LMS, managing loans can get messy, risky, and downright exhausting. With it, things get a whole lot smoother.

Urwego finance vs SPENN: which is the best for Rwandans in 2025?
Borrower information

Urwego finance vs SPENN: which is the best for Rwandans in 2025?

This guide is a way to look closely into Urwego finance and SPENN. If you’ve ever had to borrow just enough to keep going, this comparison is for you.