How to get a lending license in South Africa
License

How to get a lending license in South Africa

What started as a tiny tuck shop selling ice-cold drinks for Khaya soon evolved into something much bigger. However, it wasn’t long before customers, in between chatting about football and weekend plans, began to ask for small loans — a few rands here, a couple there, just enough to cover groceries or pay school fees. […]

Can I use a state money lending license to lend anywhere in Nigeria?
License

Can I use a state money lending license to lend anywhere in Nigeria?

As a lender new to the game, one of the foremost questions you’re likely to have is how possible it is to use a state money lending license to lend anywhere and to anyone in Nigeria, especially with the rise of digital lending.

How to secure a loan without collateral
How to

How to secure a loan without collateral

Loans are frequently tied to collateral. However, what isn’t commonly known is that not all loans require it. So how do lenders handle such risky loans?