7 loan apps in Malawi with low interest
Borrower information

7 loan apps in Malawi with low interest

This article breaks down the factors that determine loan affordability. It explains how to read conditions beyond the headline rate, spot when fees outweigh benefits, and weigh repayment schedules against cash flow or salary cycles.

How to fix common causes of delinquency in your lending portfolio
Lender information

How to fix common causes of delinquency in your lending portfolio

Loan delinquency is one of those issues every lender plans for, budgets around, and still worries about. It shows up at first as a few missed repayments here and there, then starts to spread across segments if it is not addressed early.

A cultural view of loan defaults in South Africa
Industry Information

A cultural view of loan defaults in South Africa

If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.