A cultural view of loan defaults in the Philippines
Lender information

A cultural view of loan defaults in the Philippines

The cultural bedrock of family and community in the Philippines suggests that, for better or worse, social norms will continue to shape how loans are taken and repaid.

7 loan apps in Malawi with low interest
Borrower information

7 loan apps in Malawi with low interest

This article breaks down the factors that determine loan affordability. It explains how to read conditions beyond the headline rate, spot when fees outweigh benefits, and weigh repayment schedules against cash flow or salary cycles.

What lenders should fix before increasing loan volume 
How to

What lenders should fix before increasing loan volume 

So before any lender decides to increase loan volume, there are a few things worth fixing first. Some are operational and financial, while some of them sit inside technology and team behaviour.