The rise of retail finance in South Africa and what it means for modern lenders
South Africa’s retail finance space needs better execution solutions that work at the margins. This article explores how retail finance in South Africa is evolving and what’s driving the growth.
Effective loan collections for lenders in Uganda
You can have risk scores, CRB access, and a nice-looking app that sends automated reminders, yet still find yourself chasing borrowers who vanish after disbursement. That gap between disbursement and human engagement is where most repayments die. It’s time to stop blaming borrowers and start fixing how we follow up.
Why lenders check credit reports and what they really look for
Credit reports sit quietly in the background of lending, yet they influence almost every decision a lender makes.