3 alternative data to credit report for enhancing underwriting quality
Smart lenders must incorporate alternative data sources to improve underwriting and make more informed lending decisions.
EcoCash vs Himoney – which is the best in Zimbabwe
In a country where loan apps have become a financial means of survival for many, EcoCash and HiMoney both promise fast loans, low stress, and mobile convenience. But which one actually delivers when it matters? We'll break it down; feature by feature and experience by experience in this piece.
How to spot risky loan guarantors and protect yourself as a lender
A loan guarantor is basically like a secondary borrower. If they can't pay up when the borrower defaults, then having them as a guarantor is pointless.