How to spot fake identities before you disburse a loan
This article walks through the mechanics of fake identity fraud, early warning signals, and practical verification measures that lenders across Africa can deploy immediately.
The rise of retail finance in South Africa and what it means for modern lenders
South Africa’s retail finance space needs better execution solutions that work at the margins. This article explores how retail finance in South Africa is evolving and what’s driving the growth.
Breaking down the 3 R’s of credit and why they still matter
The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.

