Frequently asked questions about personal loans
This guide is here to strip away the confusion and give you the answers to the most frequently asked questions about personal loans.
Why lending platforms cost what they do
If you’ve ever asked for a quote for a lending platform and thought, “That’s higher than I expected,” you’re not alone.
FCCPC sets deadline for compliance
According to the Commission, operators have had sufficient time to adjust. The Regulations took effect on 21 July 2025, so by January 2026, all lenders would have had more than five months to align their practices with the FCCPC.

