Frequently asked questions about Opay
Borrower information

Frequently asked questions about Opay

This article answers the most frequently asked questions about Opay to help you understand how the platform works.

How to track and reduce your loan portfolio’s delinquency rate
Lender information

How to track and reduce your loan portfolio’s delinquency rate

The delinquency rate measures the share of loans in your portfolio that are past due. In simple terms, it’s the percentage of loans with missed payments (often defined as 30, 60 or 90 days late).

A1 Credit: Using digital channels to give loans to Nigerians and SMEs
Information

A1 Credit: Using digital channels to give loans to Nigerians and SMEs

A1 Credit is helping millions of Nigerians and small businesses get access to credit without asking for an arm and a leg.