How to get your loans repaid with Direct Debit
Lendsqr webinar

How to get your loans repaid with Direct Debit

Grace Effiom, Head of Enterprise at Lendsqr, sat down with Unyime Tommy, the CEO and Managing Partner of Assurdly, to discuss the fundamentals of direct debit and its benefits for lenders.

Why borrowers repay more when they have something to lose
Borrower information

Why borrowers repay more when they have something to lose

Loan repayment is often influenced by more than income or willingness to pay, it is also shaped by accountability. Borrowers are often more likely to repay when they have something meaningful to lose, and guarantors are one of the clearest examples of this dynamic. When a trusted friend, family member, or colleague stands behind a loan, repayment carries social, financial, and reputational consequences beyond the borrower alone. For lenders, guarantor-backed lending can strengthen repayment behavior while creating an added layer of confidence in credit decisions.

A cultural view of loan defaults in Tanzania
Lender information

A cultural view of loan defaults in Tanzania

This article presents a comprehensive cultural and behavioral analysis of loan defaults in Tanzania, drawing on Central Bank data, academic research, case studies, and media reports to offer an accessible, nuanced understanding of this critical issue.