How debit order works in South Africa
This report provides an in-depth analysis of the debit order ecosystem in South Africa from 2019-2024, covering its regulatory framework, operational mechanics, key players, adoption trends, infrastructure, challenges, and future innovations.
The need for financial models to build a successful loan business
Financial models perform as business GPS for lenders to avoid roadblocks and predict financial performance. But there are more ways they empower lenders.
Why Credit Scoring is Important to Lending
A big determinant in whether you decide to lend a borrower money or not is the confidence you have in the borrower’s ability and willingness to pay you back your money. We have mentioned before that their ability and willingness to return your money are two very different things. Just because someone has the means to pay their debts doesn’t mean […]