How to fix common causes of delinquency in your lending portfolio
Lender information

How to fix common causes of delinquency in your lending portfolio

Loan delinquency is one of those issues every lender plans for, budgets around, and still worries about. It shows up at first as a few missed repayments here and there, then starts to spread across segments if it is not addressed early.

Nigeria’s Banks and Other Financial Institutions Act
Industry Information

Nigeria’s Banks and Other Financial Institutions Act

This article walks through Nigeria's Banks and Other Financial Institutions Act in a way that connects the legal provisions to how lending businesses actually operate.

What is escrow-based lending?
How to

What is escrow-based lending?

At its core, escrow-based lending is a financial arrangement where a neutral third party holds funds, documents, or assets on behalf of both lender and borrower, and only releases them when predefined conditions are met.