What is the Credit Guarantee Scheme (CGS)
Industry Information

What is the Credit Guarantee Scheme (CGS)

By covering part of the risk, the Credit Guarantee Scheme makes it easier for banks to offer better loan terms; larger amounts, longer timelines, and lower collateral requirements.

The impact of AI in loan underwriting and collections in Zambia
Lender information

The impact of AI in loan underwriting and collections in Zambia

Zambia's loan underwriting methods can't keep pace with the country’s financial needs. This article explores how AI is being applied to underwriting and collections in Zambia, the limitations it seeks to solve, and the opportunities it presents for building a better financial system.

Why lending platforms cost what they do 
Industry Information

Why lending platforms cost what they do 

If you’ve ever asked for a quote for a lending platform and thought, “That’s higher than I expected,” you’re not alone.