Credit bureaus, credit scoring, and payments providers for lenders in Ghana
Credit bureaus are the gatekeepers of reliable data, and in a place like Ghana, where non-performing loans (NPLs) hover around 24.3% according to CEIC data, data accuracy isn’t just helpful—it’s non-negotiable. With access to transparent borrower data, lenders are no longer flying blind—they can effectively sift out high-risk borrowers and reduce default rates, turning chaos […]
Consumer finance software: Choosing the right fit for your lending model
This article looks at consumer finance software through the lens of alignment: aligning technology with the realities of your lending model.
234Loan is transforming lives, one loan at a time
As their journey progresses, 234Loan has expanded its reach and encountered both challenges and triumphs. Let’s see how it all started and their story so far…

